2018 is when while taking a stock market session in Mumbai university, some students gathered up to me after the session and suggested to me that I am good at teaching, why don’t I come on YouTube? I took it lightly till 2019. Post that also due to a lot of work, I couldn’t be as active as I am today.
1. Tell us about your
background and journey?
Being born into a middle-class family which had no ties with the stock market, I had a very modest beginning. Not saying that it was filled with unbearable hardships but yes wasn’t born with a silver spoon either. With the faint memory, I recollect that in the early days, my father’s salary was a meager 1500 Rs/month but since both my parents were educated, they were not ready to compromise on my education.
I wasn’t a studious person till college, in fact, I always say that my real education started after my formal education got over. I was always between 70-75% which was slightly above average but always had a lot of curiosity with respect to many aspects of life. It was in my business studies session when once a faculty introduced me to capital markets and stock markets, and that’s when I knew I had to do something in it.
Initially, for almost 2 years, I simply gambled
without having any knowledge and lost money but after I dedicated to pause and
learn about stock markets myself, there was no looking back. I eventually
started making decent bucks. In my post-graduation, I used to skip sessions, to
sit in the library which was the only place with a decent internet connection
for a computer and I used to trade in there.
Yes, I had my own share of ups and
downs, because of which for a brief moment of time I had to do a job and
corporate training but willingness to learn and screen time, did help me
eventually to earn more from markets and gradually pursue it as my full-time
profession.
2. What are your tips
to the younger generation as to how to go about understanding the basic
financial stuff?
Don’t rush in to earn. First LEARN and then remove the L from it. To learn basic financial stuff,2 books i.e. Rich Dad Poor Dad and The Psychology of money will give a good start. There is a website called Investopedia which I personally referred to frequently in my learning days, and it is still relevant today and will provide a good base for basic knowledge to all.
Next is to incorporate financial concepts in their own lives as there is nothing better than experiential learning. Start budging yourself, maintain a diary of expenses and income, understand how loans after an extent if not monitored can ruin lives, start saving and use that saving to invest in mutual funds, etc. These little habits can make a lot of difference in the lives of people.
Finally, youngsters should not confuse a lavish
lifestyle as financial freedom. Most of what you see online is a bait to trap
you in some expensive membership or services. Real wealth is silent and real
freedom is when you don’t have to trade your time for money.
3. How can one know if
Finance is the field for them? Can one take a test for the same?
Professionally, if you are good with statistics, maths, analytical skills, and have an interest in data, you most likely would do well in Finance as finance is mostly about numbers and is data-driven. So, your own self-assessment would help you here. But in general speaking, at least personal finance is something, which even if you don’t pick up professionally, you have to be good at it.
Inflation is
rising at 6-7% every year, our materialistic needs are also rising, the cost of
medication is also skyrocketing and the only way to tackle all these things is
by having fair knowledge about finance. So, instead of looking for any test to
decide if you are made for finance or not, atleast learn the basics and for
that, the references given in the previous questions would help.
4. One piece of advice
you feel would have helped you while starting in the field of making an online
presence for finance on social media and YouTube?
Knowing about the
technicalities of social media. Yes in trading we do use technical analysis
which is where we observe various aspects of charts, moving averages, and
momentum. Likewise one should understand that little things do matter when you
try to build an online presence, like the way you build the thumbnails, the
duration, the topics, the keywords, etc. Till 2021, I never took them
seriously, the moment I did post 2021, my subscribers on YouTube went from 150K
to 520K and Twitter went to 250K+ organically!
5. When did you first
decide that you wanted to create content on YouTube and how did you start?
2018 is when while taking a stock market session in Mumbai university, some students gathered up to me after the session and suggested to me that I am good at teaching, why don’t I come on YouTube? I took it lightly till 2019. Post that also due to a lot of work, I couldn’t be as active as I am today.
I used to put a video once in a month or so. But post-pandemic, specially after the release of Scam 1992, I knew there were many aspects which were not covered in the series, and it’s time to put those online. The playlist on my channel was an instant hit but I knew that other than storytelling, I wanted to educate people.
So why not blend
both of those and hence, became active after 2020 December and since then I
upload most videos irrespective of views, because I love educating and making
an impact.
6. Who is your
favourite creator and why?
Bhuvan Bam as his
story somewhat resonates with me. Just like he worked solo and took his channel
to new scales, till 500K subs, I was working singlehandedly, with no one for
editing, subtitles, captions, and no ads too. Did a lot of hit and trial and
did it myself that too with just one cell phone. It’s only posted 500K, that
now I feel my business areas demand more of my time so now I have kept 1 editor
and 1 person for subtitles.
7. What does your
typical day look like?
I am an early riser who wakes up around 5 am or so. Not that I did this after Robin Sharma’s famous 5 am club, but since the very beginning, I am a morning person as I get a lot of me time and silence where I can focus more. I usually indulge in light walking or yoga i.e. because it keeps the mind fresh and also because I am a big-time foodie, if you see my insta stories you would imagine me as a 150-kilo huge guy for the kind of food I eat almost every month.
So keep those calories in check atleast to a limit, I do that yoga or walk. This is followed by some news as I am an active trader too. I respond to some mails, followed by getting fresh and trading. In between this itself, I visualise the script and shoot my videos which lately I am uploading on daily basis.
Post that in the evening, it’s either hanging out with friends, time with family, watching Netflix, or just relaxing with some book. Yes, I do travel a lot and during travels, I usually don’t take work along with me. As a rule, I focus on food, tourist sites, and networking during my travels.
A stock trader with over a decade's experience, an educator, and author of Amazon hotseller Stocks and, Life and YouTuber with approx. a million following across platforms including YT, Twitter, and Insta.
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